Household Insurance Claims - Alternative Accommodation 3089635636924505613-blid-6821089252464533309

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Both buildings and contents policies will provide a separate limit of cover up to a percentage of your sum insured for alternative accommodation costs when you have a valid claim. There is normally a higher amount of cover under buildings cover as the sum insured is normally higher than for contents. For example, if your buildings are Insured for £200,000 and you have a 20% allowance within this policy for accommodation, Insurers will pay up to a maximum of £40,000 per claim for any related costs.