Life Assurance, Critical Illness Cover Etc - Are You Paying For Policies You Don't Need? 3816762268780510832-blid-6821089252464533309
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One of the common issues we find when we review a new client's situation is that over the years they have been sold (or have purchased) many life, critical illness and income protection policies. Now, it's important of course to state that such cover for, say, a couple with a family and a mortgage, is absolutely vital. It is perhaps better to have 'a little too much' cover rather than a shortfall that would cause them serious problems if the worst was to happen. However, it's also fair to say that it's likely that you would not be happy paying well over the odds for protection year after year if it turns out that you did not need it.

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